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A PLAN FOR YOU

Individuals   |   Families

HEALTH PLANS FOR FAMILIES AND INDIVIDUALS

 AMS is here to help families find affordable health plans for all, from individual to large families, by offering products and services from recognized health insurance companies/carriers.  We offer ACA/Marketplace plans and private insurance plans.

The current Open Enrollment Period is from November 1 to December 15 every year. Individuals and families that enroll during OEP 2020, coverage begins January 1, 2021.

After December 15 when Open Enrollment ends, people can enroll in an ACA (Affordable Care Act) plan only if they qualify for a “Special Enrollment Period”. If you have a “Qualifying Life Event”, considered a major life change. For instance, lost qualifying health coverage in the past 60 days or expects to lose coverage in the next 60 days, change of residence, changes in the household, got married, divorced, had a baby, etc.
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People that missed OEP and do not have a “Qualifying Life Event” can still get enrolled in a private insurance plan. Some of these options provide flexible, fixed benefit health medical to short term plans, alternative products that grew and are still growing in popularity because there are affordable, they are portable and some provide an extensive network of providers.​

To Shop and enroll in a Marketplace plan, visit: 
​
https://www.healthsherpa.com/?_agent_id=yulitza-aray-olljdw

NEW!! Sidecard Health is a health payment card, a new alternative for people to pay for medical services. It has not network, no deductible, no surprising bills and you choose how much coverage you need.

To shop and enroll for Sidecard Health, please visit: https://sidecarhealth.com/for/caring-arayms

To help find out what is the right health plan for you and the people you care the most, please contact us.
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Our carriers:
ACA: BCBS - AM Better - Molina
Private: UnitedHealthOne - New Era (Philadelphia American) - USA Health Plans - Sidecard Health
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We understand the needs of each of our clients

We make it our priority to provide the most accurate and effective health care information to educate our clients on all available options.  It is our duty to understand the needs of each of our clients and then present a comprehensive recommendation that addresses the specific healthcare requirements for each individual client.
CONTACT US TODAY!
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© 2019 ARAY Soluciones Multiples, LLC | ​Derechos Reservados | yuli@arayms.com
  • HOME
  • TEAM
  • SOLUTIONS
    • Health Insurance/Plans
    • Retirement/Pension Plans
  • MEDICARE
  • FAMILIES & INDIVIDUALS
  • SMALL BUSINESSES
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  • EVENTS
  • INICIO
  • EQUIPO
  • SOLUCIONES
    • Seguros/Planes de Salud
    • Planes de Retiro/Pensiones
  • MEDICARE
  • FAMILIAS E INDIVIDUOS
  • PEQUEÑAS EMPRESAS
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  • EVENTOS